Crypto API
Digital assets, connected to local money.
The same API that moves mobile money also moves stablecoins and crypto: wallets your platform controls, wallets your users control, and the bridge between them and local currencies.
USDT · Tron
Deposit confirmed
+ 250.00
telebirr → USDC
On-ramp complete
ETB 15,000
USDC → M-Pesa
Off-ramp paid
KES 32,100
Wallets
Choose who holds the keys.
Custodial wallets
Zafivo holds and secures the keys for your users.
- Keys split with multi-party computation (MPC)
- Most funds kept in cold storage
- Per-user addresses, balances and history by API
- Withdrawal limits, approvals and allow-lists you set
Non-custodial wallets
Your users hold their own keys. Zafivo can never move their funds.
- Wallet kit: create wallets and back up the recovery phrase
- Transactions signed on the user's device
- Connect existing wallets for payments and payouts
- Fee estimates and transaction tracking by API
What you can build
From stablecoin checkout to cross-border payouts.
- 01
Stablecoin payments
Accept USDT and USDC, then settle in local currency or keep the stablecoin.
- 02
On-ramp and off-ramp
Buy stablecoins with mobile money or a bank transfer; cash out to a wallet such as M-Pesa, telebirr or EVC Plus.
- 03
Payouts in stablecoins
Pay suppliers, freelancers and partners across borders in USDT or USDC.
- 04
Deposit addresses
A unique address for every user or invoice, with confirmations by webhook.
- 05
Compliance built in
Wallet screening, transaction monitoring and Travel Rule data on every transfer.
Networks
- Tron
- Ethereum
- BNB Smart Chain
- Polygon
- Solana
- Bitcoin
Crypto services are offered only in countries where local law allows them, and through licensed partners where a licence is required.
Bring stablecoins to your customers.
Tell us where you sell and how your customers pay. We will show you how one integration covers all 19 countries.