Coverage

19 countries. One integration.

The Horn of Africa, the Great Lakes, Southern East Africa and the Indian Ocean islands, each with its own wallets and currency, all through the same API.

Map of the 19 East African countries Zafivo serves

19

Countries

From Eritrea to Mozambique and the islands

20

Currencies

Every local currency, plus the US dollar

1

API

Mobile money, cards, banks, USSD and crypto

01 · 5 countries

Horn of Africa

Wallet-first markets with fast-growing digital payments.

Djibouti

DJF

  • D-Money
  • Waafi
  • Cards

Eritrea

ERN

  • Bank transfer

Ethiopia

ETB

  • telebirr
  • M-PESA Ethiopia
  • CBE Birr
  • Cards
  • Bank transfer

Somalia

USD · SOS

  • EVC Plus
  • Zaad
  • Sahal
  • eDahab
  • Bank transfer

South Sudan

SSP

  • MTN MoMo
  • m-Gurush
02 · 6 countries

East Africa and the Great Lakes

Where mobile money began, and where it moves the most money.

Burundi

BIF

  • Lumicash
  • EcoCash

DR Congo

CDF · USD

  • M-Pesa
  • Orange Money
  • Airtel Money
  • Afrimoney

Kenya

KES

  • M-Pesa
  • Airtel Money
  • Cards
  • Bank transfer

Rwanda

RWF

  • MTN MoMo
  • Airtel Money
  • Cards

Tanzania

TZS

  • M-Pesa
  • Mixx by Yas
  • Airtel Money
  • HaloPesa
  • Cards

Uganda

UGX

  • MTN MoMo
  • Airtel Money
  • Cards
03 · 4 countries

Southern East Africa

Wallets, banks and cards across the corridor to the south.

Malawi

MWK

  • Airtel Money
  • TNM Mpamba

Mozambique

MZN

  • M-Pesa
  • e-Mola
  • mKesh

Zambia

ZMW

  • MTN MoMo
  • Airtel Money
  • Zamtel Kwacha

Zimbabwe

ZWG · USD

  • EcoCash
  • OneMoney
  • InnBucks
04 · 4 countries

Indian Ocean

Island economies connected to the same API as the mainland.

Comoros

KMF

  • MVola
  • Huri Money

Madagascar

MGA

  • MVola
  • Orange Money
  • Airtel Money

Mauritius

MUR

  • Juice
  • my.t money
  • Cards

Seychelles

SCR

  • Airtel Money
  • Cards

Available methods differ by country and are confirmed in each merchant agreement.

Start in one country. Grow into all of them.

Tell us where you sell and how your customers pay. We will show you how one integration covers all 19 countries.